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Startup valuation calculator

What's your SaaS worth? Low, mid, high — in three inputs.

About this calculator

Multiplies your ARR by a SaaS revenue multiple keyed to your growth rate and gross margin, returning a valuation range (low / mid / high) anchored in public comps. Use it before fundraise conversations, or when weighing an acquisition offer against staying independent. Don't run it pre-revenue — multiples don't apply yet, and team + traction signals carry that math instead.

Your numbers

$

Sum of all active annual subscriptions. MRR × 12 for monthly plans.

%

(ARR today / ARR 12 months ago) − 100. Sustained growth, not month-1 spike.

%

Revenue minus COGS, divided by revenue. SaaS averages 70-85%.

The verdict

Mid-case valuation
$21.6M

14.4× ARR

Series A / B territory. The math holds — the negotiation is about growth durability and unit economics now.

Low
$14.0M
High
$30.2M
How this is calculated

Mid valuation = ARR × base_multiple × (1 + margin_adjustment).

Base multiple by growth: <0%: 2×; 0-30%: 4×; 30-70%: 7×; 70-150%: 12×; >150%: 20×.

Margin adjustment: <50%: −30%; 50-70%: 0%; 70-85%: +20%; >85%: +40%.

Range: low = mid × 0.65, high = mid × 1.4.

Calibration source: long-run averages from Bessemer's State of the Cloud + the BVP Nasdaq Emerging Cloud Index, blended 2017-2024 to neutralize the 2021 peak. Specific multiples will differ in any given quarter — re-check against current public comps before fundraising.

What this doesn't tell you

  • What investors will actually pay. Comps are the floor of the conversation, not the answer. Narrative, founder pedigree, market timing, and round size shift the multiple by 2-3× routinely.
  • Whether your ARR is durable. A $2M ARR with 90% net revenue retention is worth far more than $2M ARR with 70% NRR. The calc treats ARR as fungible; investors don't.
  • What private-company illiquidity costs you. Public SaaS comps are liquid. Private comps trade at 20-40% discount for the same metrics. Adjust the mid down if you're using this for a private exit price.

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Frequently asked questions

Why ARR-multiples and not DCF?
Because for pre-Series-B SaaS, DCF is theatre. Cash flows are too unstable to forecast credibly. The market prices SaaS on ARR multiples adjusted for growth + margin — Bessemer's State of the Cloud and the BVP Nasdaq Emerging Cloud Index publish this every quarter. The multiple is the truth-tellers' shortcut.
How does growth rate change the multiple?
Massively. A 20% growth rate puts SaaS at ~4× ARR. 70% growth puts it at ~12×. 150%+ growth puts it at ~20× or more. The premium for fast growth compresses or expands based on the public market — in 2021 multiples were 2-3× higher than 2024. This calc uses long-run averages.
Why does gross margin matter?
Because revenue isn't profit. A SaaS at 90% gross margin keeps $0.90 of every dollar after COGS; at 40% only $0.40. Investors discount low-margin SaaS heavily — AI-heavy startups with expensive inference costs often look ARR-rich and valuation-poor for this reason.
Should I use this for fundraising?
As a sanity check, yes. For the actual negotiation, no — investors run their own model and the negotiation is mostly about narrative and terms, not the calc. Use this calc to know when an offer is way under or over the public-comps math; use the negotiation to fight for your specific story.

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